Re
“Ontario insurers leave catastrophically injured at risk” (Jan. 8 ):
Alan Shanoff did a public service by commenting on the Court of Appeal’s
decision in Kusnierz v. Economical. The Insurance Bureau of Canada
suggested in its letter to the editor (Jan. 15) that a review of the CAT
impairment designation is underway which will “resolve any
uncertainty.” From the perspective of the Ontario Trial Lawyers
Association any uncertainty has now been resolved by the Court. The
“uncertainty” — whether physical and psychological impairments should be
combined in determining the overall impairment of an individual — was
resolved in favour of combining those types of impairments. For Mr.
Kusnierz, whose leg was amputated, it meant that when assessing the
impairment of his entire person, it was appropriate to look at both the
physical impairment from the loss of his leg and the psychological
impact of that injury. In our experience, no one is startled to learn
that this should be the approach. The suggestion that Shanoff is
fighting for a generous system that “ensures the legal community will
make money” is unfair and unfortunate. Surely Mr. Kusnierz and people
like him injured in car crashes would agree that this case was about
ensuring the most seriously injured in our society receive the accident
benefits they require. To take a swipe at Shanoff and the lawyers who
help the injured recover their accident benefits from their insurers was
unnecessary and inappropriate.
Andrew Murray
President-elect, Ontario Trial Lawyers Association
(It should have been obvious to the insurer that Mr. Kusnierz’s injuries were catastrophic)
Source: torontosun.com/2012/01/20/letters-to-the-editor-jan-22
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