Insurers are pocketing the health care costs of treating MVA
victims – funds that should be repaid to taxpayers (not to mention OW
and ODSP costs that the taxpayer is unknowingly picking up along with
prescription costs) and this has created a health care $ deficit problem
for Ontario taxpayers. A problem the Financial Services Commission has
known about for years – the Auditor General told the FSCO it needed
fixing in 2011 but nothing was done so the taxpayer has continually paid
some of the medical costs of MVA victims. To ‘cure’ the problem it is
now suggested by the Ontario Chamber of Commerce to privatize some
services. Which means more people would have to increase their private
insurer coverage if they are lucky enough to have this extra coverage.
Who benefits? Not the taxpayer and not victims. Insurers who will now
sell consumers the coverage they can no longer get from OHIP.
Simultaneously auto insurance coverage (as of June 1, 2016) is decreased
by over $1 million for the most catastrophically injured among us,
thereby saving insurers about $6-800 million a year in payouts.
Rehabilitation/medical rehab access is also cut by 5 years for all but
children who are injured. http://truthaboutinsurance.ca/benefits-recently-cut-further/ . So
just as MVA victims are about to be increasingly shunted onto the OHIP
system, the proposal is to increase the privatization of that system.
Source/more: http://www.fairassociation.ca/2016/03/putting-the-pieces-together-what-ont-auto-insurers-dont-pay-and-how-it-is-creating-a-crisis/
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