Insurers are pocketing the health care costs of treating MVA
victims – funds that should be repaid to taxpayers (not to mention OW
and ODSP costs that the taxpayer is unknowingly picking up along with
prescription costs) and this has created a health care $ deficit problem
for Ontario taxpayers. A problem the Financial Services Commission has
known about for years – the Auditor General told the FSCO it needed
fixing in 2011 but nothing was done so the taxpayer has continually paid
some of the medical costs of MVA victims. To ‘cure’ the problem it is
now suggested by the Ontario Chamber of Commerce to privatize some
services. Which means more people would have to increase their private
insurer coverage if they are lucky enough to have this extra coverage.
Who benefits? Not the taxpayer and not victims. Insurers who will now
sell consumers the coverage they can no longer get from OHIP.
Simultaneously auto insurance coverage (as of June 1, 2016) is decreased
by over $1 million for the most catastrophically injured among us,
thereby saving insurers about $6-800 million a year in payouts.
Rehabilitation/medical rehab access is also cut by 5 years for all but
children who are injured. http://truthaboutinsurance.ca/benefits-recently-cut-further/ . So
just as MVA victims are about to be increasingly shunted onto the OHIP
system, the proposal is to increase the privatization of that system.
Source/more: http://www.fairassociation.ca/2016/03/putting-the-pieces-together-what-ont-auto-insurers-dont-pay-and-how-it-is-creating-a-crisis/
Showing posts with label OHIP. Show all posts
Showing posts with label OHIP. Show all posts
Saturday, December 31, 2016
Wednesday, December 14, 2016
So we ask - why is the Ontario government gifting auto insurers with our healthcare dollars?
For 11 years the
Ontario government has known that the taxpayers are paying too much
for the healthcare of MVA victims post accident. The Auditor General
has told them so in more than one report. The Minister of Finance
recently put out the HSPRN report that acknowledges that the actual
cost to OHIP was $383 million in 2013/14. This is a shortfall of $241
million in just one year. The loss to the taxpayer, who is paying
while insurers aren't, is well over $1 billion in just the last 5
years alone.
Friday, May 29, 2015
Ontario Government Abandons Auto Accident Victims
TORONTO,
May 28, 2015 /CNW/ - Last week the Standing Committee on Finance and
Economic Affairs met with the public and industry stakeholders to
consult on Bill
91, Building Ontario Up Act.
Our legislators chose not to invite auto accident victims to the consultation process and instead opted to look at empty chairs rather than look auto accident victims in the eye and listen to their concerns.
Ontario already has the highest premiums in Canada and the lowest coverage with 80% of claims capped at $3500 for med/rehab. As pointed out by the Ontario Auditor General in 2011, about half of all claims are turned down by insurers and this means that our benefits are also too difficult to access.
Our government is proposing to cut $1 million dollars in coverage from catastrophically injured auto accident victims who currently have $2 million in coverage. Seriously injured victims will see their coverage drop from $86,000 to $65,000.
It appears that our government hasn't considered the recent study that revealed that Ontario drivers were overcharged by their insurance companies by $840 million in 2013 and that we have overpaid insurers by $3-4 billion dollars since 2001.
It is unacceptable to be giving away money to wealthy insurance companies who are already using some very shady business practices to deny a record number of claims.
Victims are downloaded to OHIP, Ontario Works (OW), Ontario Disability Support Program (ODSP) and CPP disability. These programs are already overburdened and don't offer the specialized treatments that many victims require so they will simply be left to fend for themselves.
Our government is giving insurers a financial gift by allowing insurers to pay injured victims less and simultaneously download the cost of victims to the unsuspecting taxpayers who are also the same drivers looking for a break on insurance premiums.
So what are we going to do about it?
We invite the public and Ontario's auto accident victims to join FAIR and the Accident Benefit Coalition on Wednesday June 3rd, 2015 from 12 pm- 1:30 pm at Queen's Park at the #Rally4AccidentVictims.
We hope you will sign the petition asking the Government to Stop Reducing Accident Benefits.
FAIR Association of Victims for Accident Insurance Reform is a not-for-profit organization of MVA victims and their supporters. http://www. fairassociation.ca/
SOURCE FAIR Association of Victims for Accident Insurance Reform
For further information:
Media Contact: Rhona DesRoches, 705 543-0574, fairautoinsurance@gmail.com
Our legislators chose not to invite auto accident victims to the consultation process and instead opted to look at empty chairs rather than look auto accident victims in the eye and listen to their concerns.
Ontario already has the highest premiums in Canada and the lowest coverage with 80% of claims capped at $3500 for med/rehab. As pointed out by the Ontario Auditor General in 2011, about half of all claims are turned down by insurers and this means that our benefits are also too difficult to access.
Our government is proposing to cut $1 million dollars in coverage from catastrophically injured auto accident victims who currently have $2 million in coverage. Seriously injured victims will see their coverage drop from $86,000 to $65,000.
It appears that our government hasn't considered the recent study that revealed that Ontario drivers were overcharged by their insurance companies by $840 million in 2013 and that we have overpaid insurers by $3-4 billion dollars since 2001.
It is unacceptable to be giving away money to wealthy insurance companies who are already using some very shady business practices to deny a record number of claims.
Victims are downloaded to OHIP, Ontario Works (OW), Ontario Disability Support Program (ODSP) and CPP disability. These programs are already overburdened and don't offer the specialized treatments that many victims require so they will simply be left to fend for themselves.
Our government is giving insurers a financial gift by allowing insurers to pay injured victims less and simultaneously download the cost of victims to the unsuspecting taxpayers who are also the same drivers looking for a break on insurance premiums.
So what are we going to do about it?
We invite the public and Ontario's auto accident victims to join FAIR and the Accident Benefit Coalition on Wednesday June 3rd, 2015 from 12 pm- 1:30 pm at Queen's Park at the #Rally4AccidentVictims.
We hope you will sign the petition asking the Government to Stop Reducing Accident Benefits.
FAIR Association of Victims for Accident Insurance Reform is a not-for-profit organization of MVA victims and their supporters. http://www.
SOURCE FAIR Association of Victims for Accident Insurance Reform
For further information:
Media Contact: Rhona DesRoches, 705 543-0574, fairautoinsurance@gmail.com
Saturday, February 21, 2015
Guest Column: Ontario’s doctors are scapegoats for health woes
A doctor measures the blood pressure of a man in Stuttgart, Germany, Feb.6, 2009. )Thomas Kienzle , THE CANADIAN PRESS/AP)
Feb 13, 2015 - 12:01 PM EST Last Updated: Feb 13, 2015 - 12:01 PM EST
Dr. Douglas Mark
Like most of my colleagues, I didn’t enter the field of medicine to become rich and famous. I entered medical school for one reason and one reason only – I wanted to help people. Unfortunately, the Liberal government here in Ontario is making it harder and harder for me to do so. That’s because after a year of negotiating with the Ontario Medical Association, the government has decided to impose a deal on doctors – reducing fees significantly – and cutting some $580 million from our healthcare budget.
To make matters worse, the Liberals are trying to imply that the reason they had to make these moves is because they’ve given doctors a 61 per cent salary increase over the past decade. Doctors have received no such increase.
Why would the government do this? In a word, politics.
The province’s finances are out of control, and the Liberals have decided they need to find a scapegoat to blame this mess on.
Is it fair to blame doctors for overutilizing our health-care resources? Not at all. Ontario doctors have worked very hard over the past 10 years – making many personal sacrifices – so that waiting lists in five key areas could be reduced. We also helped the government find family doctors for over one million Ontarians who didn’t have one.
And yet, after all this, the government has chosen to turn around and blame us for going over their healthcare budget.
Truth is, it’s the Liberals who deserve the blame for the decision to ration health care. They’re the ones who decided to impose a deal on doctors instead of negotiating one. Now, instead of being able to co-manage our health-care system along with the government, doctors have been relegated to the sidelines, where we’ll be forced to watch politicians who think they know it all really make a mess of things.
Now, I know what you’re thinking. Isn’t the Minister of Health and Long-Term Care a medical doctor, too? Yes, he is. Unfortunately, he’s not the one calling the shots here. These harmful decisions are being made exclusively by Premier Kathleen Wynne and former health minister Deb Matthews, in her new role as Treasury Board president. Dr. Hoskins is merely their puppet.
So what do doctors intend to do about all this?
Simple. We plan on educating our patients as to what is really behind the government’s move to cut $580 million out of our health-care system. We can’t go on strike – nor would we – but we can engage in some rather creative job actions.
Starting March 2 family doctors will be asked to set an egg timer or stopwatch for five minutes as soon as each patient enters their office and sits down.
Specialists will set the clock for 10 to 25 minutes, depending on the specialty. Once the time is up, doctors will inform patients that the government is no longer paying the doctor – even though the patient will likely be taking up another 10 minutes or more of their time – and that the cost of the rest of the visit will be borne by each individual doctor.
This symbolic act is meant to dramatize the fact that OHIP only covers 47 per cent of the Ontario Medical Association’s recommended fee schedule, which the Liberals have chosen to cut by another 2.65 per cent as of Feb. 1. Doctors will also be asked to download a form from the DoctorsOntario website, asking the government if they feel they can afford the patient’s visit.
The doctor will explain what the patient’s problem is on the form, as well as writing down the treatment they’re suggesting. The form will then be faxed to either the premier’s office, the Treasury Board president’s office, or the health minister’s office, requesting approval from someone at Queen’s Park to go ahead and bill OHIP.
Each patient’s identifiers will be blacked out on the form.
The reason we’ll be doing this, of course, is because doctors are concerned that as a result of these cuts, and the Liberals’ inability to manage our health-care system on their own, we may be forced to close our offices in March every year. We’re also worried that there won’t be enough money to keep some doctors – in particular, specialists – gainfully employed, which is why we’re arranging a job fair for doctors this spring to help them find work in friendlier jurisdictions.
But won’t all this just hurt patients?
Let me be clear. Ontario’s doctors will never do anything to hurt our patients or put their health care at risk. That’s why we’re standing up and speaking out.
Rolling over and accepting what the Liberal government has done to our health-care system is the worst thing we could do.
Dr. Douglas Mark is interim president of DoctorsOntario, a group of more than 1,000 physicians who have broken away from the OMA.
Source: http://blogs.windsorstar.com/opinion/guest-column-ontarios-doctors-are-scapegoats-for-health-woes
Like most of my colleagues, I didn’t enter the field of medicine to become rich and famous. I entered medical school for one reason and one reason only – I wanted to help people. Unfortunately, the Liberal government here in Ontario is making it harder and harder for me to do so. That’s because after a year of negotiating with the Ontario Medical Association, the government has decided to impose a deal on doctors – reducing fees significantly – and cutting some $580 million from our healthcare budget.
To make matters worse, the Liberals are trying to imply that the reason they had to make these moves is because they’ve given doctors a 61 per cent salary increase over the past decade. Doctors have received no such increase.
Why would the government do this? In a word, politics.
The province’s finances are out of control, and the Liberals have decided they need to find a scapegoat to blame this mess on.
Is it fair to blame doctors for overutilizing our health-care resources? Not at all. Ontario doctors have worked very hard over the past 10 years – making many personal sacrifices – so that waiting lists in five key areas could be reduced. We also helped the government find family doctors for over one million Ontarians who didn’t have one.
And yet, after all this, the government has chosen to turn around and blame us for going over their healthcare budget.
Truth is, it’s the Liberals who deserve the blame for the decision to ration health care. They’re the ones who decided to impose a deal on doctors instead of negotiating one. Now, instead of being able to co-manage our health-care system along with the government, doctors have been relegated to the sidelines, where we’ll be forced to watch politicians who think they know it all really make a mess of things.
Now, I know what you’re thinking. Isn’t the Minister of Health and Long-Term Care a medical doctor, too? Yes, he is. Unfortunately, he’s not the one calling the shots here. These harmful decisions are being made exclusively by Premier Kathleen Wynne and former health minister Deb Matthews, in her new role as Treasury Board president. Dr. Hoskins is merely their puppet.
So what do doctors intend to do about all this?
Simple. We plan on educating our patients as to what is really behind the government’s move to cut $580 million out of our health-care system. We can’t go on strike – nor would we – but we can engage in some rather creative job actions.
Starting March 2 family doctors will be asked to set an egg timer or stopwatch for five minutes as soon as each patient enters their office and sits down.
Specialists will set the clock for 10 to 25 minutes, depending on the specialty. Once the time is up, doctors will inform patients that the government is no longer paying the doctor – even though the patient will likely be taking up another 10 minutes or more of their time – and that the cost of the rest of the visit will be borne by each individual doctor.
This symbolic act is meant to dramatize the fact that OHIP only covers 47 per cent of the Ontario Medical Association’s recommended fee schedule, which the Liberals have chosen to cut by another 2.65 per cent as of Feb. 1. Doctors will also be asked to download a form from the DoctorsOntario website, asking the government if they feel they can afford the patient’s visit.
The doctor will explain what the patient’s problem is on the form, as well as writing down the treatment they’re suggesting. The form will then be faxed to either the premier’s office, the Treasury Board president’s office, or the health minister’s office, requesting approval from someone at Queen’s Park to go ahead and bill OHIP.
Each patient’s identifiers will be blacked out on the form.
The reason we’ll be doing this, of course, is because doctors are concerned that as a result of these cuts, and the Liberals’ inability to manage our health-care system on their own, we may be forced to close our offices in March every year. We’re also worried that there won’t be enough money to keep some doctors – in particular, specialists – gainfully employed, which is why we’re arranging a job fair for doctors this spring to help them find work in friendlier jurisdictions.
But won’t all this just hurt patients?
Let me be clear. Ontario’s doctors will never do anything to hurt our patients or put their health care at risk. That’s why we’re standing up and speaking out.
Rolling over and accepting what the Liberal government has done to our health-care system is the worst thing we could do.
Dr. Douglas Mark is interim president of DoctorsOntario, a group of more than 1,000 physicians who have broken away from the OMA.
Source: http://blogs.windsorstar.com/opinion/guest-column-ontarios-doctors-are-scapegoats-for-health-woes
Friday, February 20, 2015
Why not tell the Minister of Finance
what you think about downloading the costs of accident victims to the
public systems where the taxpayer is picking up the tab. Or how the the
bogus and biased medical reports commissioned by Ontario's insurers to
deny claims is affecting victim's health and how that increases the use
of our publicly funded OHIP system and social supports. Or the ODSP or
even CPP disability. Or ask why our courts are clogged down with unpaid
auto insurance claimants trying to hold their insurer accountable and
who is paying for that? Or why MVA victims are often forced to rely on
foodbanks?
Consider
ccing your MPP or indeed all of the MPPs who are the ones that keep
passing the legislation that is harming vulnerable MVA victims. You can
find a list of MPP emails at: http://www.ontla.on.ca/ web/members/member_addresses. do?locale=en or see complete list below.
WHAT MATTERS TO YOU?
The Budget affects all Ontarians – that’s why we’re looking for your input and ideas for the 2015 Ontario Budget.
Email:submissions@ontario.ca
More ways to join the conversation
The Minister of Finance will be hosting in-person sessions and telephone town halls with stakeholders across the province. If you are interested in participating in one of these sessions, contact us at 1-866-989-9002 or submissions@ontario.ca.
______________________________ ______________________________ _______________
List of Ontario MPPs - you can cut and copy to address your email if you decide to copy ALL MPPs
ganderson.mpp.co@liberal.ola.
tarmstrong-qp@ndp.on.ca,
ted.arnott@pc.ola.org,
bob.baileyco@pc.ola.org,
ybaker.mpp.co@liberal.ola.org,
bbalkissoon.mpp@liberal.ola.
cballard.mpp.co@liberal.ola.
toby.barrettco@pc.ola.org,
lberardinetti.mpp.co@liberal.
gbisson@ndp.on.ca,
jbradley.mpp.co@liberal.ola.
scmpp@ndp.on.ca,
MPPChan <mchan.mpp.co@liberal.ola.org>
bchiarelli.mpp.co@liberal.ola.
JCimino-QP@ndp.on.ca,
steve.clark@pc.ola.org,
Mike Colle <mcolle.mpp@liberal.ola.org>,
mcoteau.mpp@liberal.ola.org,
gcrack.mpp@liberal.ola.org,
ddamerla.mpp@liberal.ola.org,
bdelaney.mpp@liberal.ola.org,
sdelduca.mpp.co@liberal.ola.
Vic Dhillon <vdhillon.mpp.co@liberal.ola.
jdickson.mpp@liberal.ola.org,
dinovoc-qp@ndp.on.ca,
hdong.mpp.co@liberal.ola.org,
BradDuguid <bduguid.mpp.co@liberal.ola.
garfield.dunlop@pc.ola.org,
christine.elliott@pc.ola.org,
vic.fedeli@pc.ola.org,
cfife-qp@ndp.on.ca,
kflynn.mpp@liberal.ola.org,
cforster-qp@ndp.on.ca,
John Fraser Ottawa South <Jfraser.mpp.co@liberal.ola.
JFrench-QP@ndp.on.ca,
wgates-qp@ndp.on.ca,
"fgelinas-qp@ndp.on.ca" <fgelinas-qp@ndp.on.ca>,
mgravelle.mpp.co@liberal.ola.
LGretzky-QP@ndp.on.ca,
ernie.hardeman@pc.ola.org,
michael.harrisqp@pc.ola.org,
PHatfield-QP@ndp.on.ca,
randy.hillierco@pc.ola.org,
ahoggarth.mpp.co@liberal.ola.
ahorwath-qp@ndp.on.ca,
ehoskins.mpp@liberal.ola.org,
tim.hudakco@pc.ola.org,
"Mitzie Hunter, MPP" <mhunter.mpp.co@liberal.ola.
hjaczek.mpp@liberal.ola.org,
sylvia.jones@pc.ola.org,
skiwala.mpp.co@liberal.ola.org
mkwinter.mpp@liberal.ola.org,
Marie-France Lalonde <mflalonde.mpp.co@liberal.ola.
jleal.mpp@liberal.ola.org,
dlevac.mpp.co@liberal.ola.org,
TracyMacCharles <tmaccharles.mpp.co@liberal.
jack.maclaren@pc.ola.org,
Lisa MacLeod <lisa.macleod@pc.ola.org>,
hmalhi.mpp.co@liberal.ola.org,
amangat.mpp.co@liberal.ola.org
mmantha-qp@ndp.on.ca,
Cristina Martins <cmartins.mpp.co@liberal.ola.
gila.martow@pc.ola.org,
dmatthews.mpp@liberal.ola.org,
BillMauroTBayAtik <bmauro.mpp.co@liberal.ola.org
jim.mcdonellco@pc.ola.org,
Kathryn McGarry <kmcgarry.mpp.co@liberal.ola.
emcmahon.mpp.co@liberal.ola.
tmcmeekin.mpp@liberal.ola.org,
"Monte McNaughton, MPP" <monte.mcnaughton@pc.ola.org>,
mmeilleur.mpp@liberal.ola.org,
Pmilczyn.mpp.co@liberal.ola.
norm.miller@pc.ola.org,
pmiller-qp@ndp.on.ca,
rmoridi.mpp@liberal.ola.org,
julia.munro@pc.ola.org,
gmurray.mpp@liberal.ola.org,
inaidoo-harris.mpp.co@liberal.
tnatyshak-qp@ndp.on.ca,
rick.nicholls@pc.ola.org,
dorazietti.mpp@liberal.ola.org
randy.pettapiece@pc.ola.org,
apotts.mpp.co@liberal.ola.org,
sqaadri.mpp@liberal.ola.org,
Liz Sandals <lsandals.mpp@liberal.ola.org>
Psattler-qp@ndp.on.ca,
Laurie Scott <laurie.scott@pc.ola.org>,
msergio.mpp@liberal.ola.org,
jsingh-qp@ndp.on.ca,
todd.smith@pc.ola.org,
Charles Sousa <csousa.mpp@liberal.ola.org>,
tabunsp-qp@ndp.on.ca,
htakhar.mpp@liberal.ola.org,
mtaylor-qp@ndp.on.ca,
lisa.thompson@pc.ola.org,
jvanthof-qp@ndp.on.ca,
Daiene Vernile <dvernile.mpp.co@liberal.ola.
bill.walker@pc.ola.org,
Jim WilsonMPP <jim.wilson@pc.ola.org>,
swong.mpp.co@liberal.ola.org,
Kathleen Wynne <kwynne.mpp@liberal.ola.org>,
john.yakabuski@pc.ola.org,
Jeff Yurek <jeff.yurek@pc.ola.org>,
dzimmer.mpp@liberal.ola.org,
Source ;http://www.fin.gov.on.ca
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