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Tuesday, September 30, 2014
Fewer claimants successful when appealing disability benefit denials
Canadians with long-term and debilitating illnesses who believe they
have been unfairly denied federal disability benefits are finding it
increasingly difficult to get those decisions overturned.
In
2005-06, nearly 60 per cent of claimants were successful when they
appealed the rulings of federal bureaucrats who said they did not
qualify for payments under the Canada Pension Plan disability program.But that success rate has declined year over year for the past eight
years, with one slight upward tick in 2009-10. And, by 2013-14, just
43.4 per cent of appellants were able to convince an adjudicator of the
new Social Security Tribunal (SST) that they had been wrongfully denied.
Coupled
with the backlog of nearly 10,000 appeals that are waiting to be heard
by the tribunal, and new rules that allow adjudicators to accept or deny
appeals without actually hearing from the claimants, critics say many
ill and disabled Canadians are being left in desperate straits.
“For
many people, it’s heartbreaking,” said Peter Beaudin, an advocate with
the B.C. Coalition of People with Disabilities. “They have been working
to support their families all their lives, and suddenly they are facing
the loss of their homes – their marriages are in trouble because of the
stress.”
It is a problem even for sick and injured people who have
private disability insurance through their employers. The payout of the
private insurers is reduced dollar-for-dollar by the amount paid by
CPP’s disability program, so the insurers generally insist that their
clients also apply for the federal benefits. If the government benefits
are denied, the private benefits are often terminated.
In recent
years, bureaucrats within Employment and Social Development Canada and
its predecessor, Human Resources and Social Development Canada, have
refused about 60 per cent of initial applications for CPP disability
benefits. Large numbers of those rejections are overturned when
claimants request that their cases be reconsidered.
If the claim
is again denied, it can be appealed to the SST. That is often enough for
the government to seek a resolution. But, if that does not happen, the
case will be decided by one of about 35 full-time adjudicators of the
SST who were appointed last year to replace a system of three-person
review panels drawn from a pool of 350 part-time members.
It is
not clear why the success rate for appeals would have declined over
time. A spokesman for the department said in an e-mail he is not in a
position to comment on the decisions of the previous review panels. And
the senior director of the SST said decisions are made on the basis of
evidence.
But “the numbers are pretty stark when you see the
number that have been refused tracked back to 2005,” said Rodger Cuzner,
the Liberal critic for employment and social development.
Jinny
Sims, the NDP critic, said the reduction in successful appeals has been
dramatic. “For there to be that kind of a shift that quickly shows that
the adjudicators may be looking at the files with a different set of
directions.”
Ms. Sims also said it seems “highly irregular and
highly unfair” for the SST adjudicators to be able to decide,
unilaterally, that they will not hear directly from claimants who have
launched an appeal. It is important, she said, for appellants to be able
to tell their story.
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