Showing posts with label Bill 91. Show all posts
Showing posts with label Bill 91. Show all posts

Friday, May 29, 2015

Advocacy groups to hold rally protesting “very shady” industry practices


by Jill Gregorie | 29 May 2015

In response to last week’s advancement of Bill 91, Building Ontario Up Act, two advocacy groups are organizing a public protest to be held on June 3rd at Queen’s Park, Toronto called #Rally4AccidentVictims.

FAIR Association of Victims for Accident Insurance Reform and the Accident Benefit Coalition are not just protesting provincial government, however.

The groups feel that insurance companies also unfairly benefit from the legislation, and allege that provincial government’s proposals to reduce coverage for the catastrophically injured is uncalled for, given the industry’s profit margins.

“It is unacceptable to be giving away money to wealthy insurance companies who are already using some very shady business practices to deny a record number of claims,” reads a release from FAIR.

Among these practices, FAIR contends, are insurance companies employing "for-hire physicians who provide insurers with the medical reports used to decide whether or not an injured claimant is entitled to treatment and benefits.”

In addition, the non-profit association alleges that this arrangement allows insurance companies to place severely injured victims in numerous social services programs, forcing taxpayers to cover their expenses instead of insurance payouts.

“Our government is giving insurers a financial gift by allowing insurers to pay injured victims less and simultaneously download the cost of victims to the unsuspecting taxpayers who are the same drivers looking for a break on insurance premiums,” FAIR said.

The groups are also calling for supporters to sign an online petition.





Ontario Government Abandons Auto Accident Victims

TORONTO, May 28, 2015 /CNW/ - Last week the Standing Committee on Finance and Economic Affairs met with the public and industry stakeholders to consult on Bill 91, Building Ontario Up Act.

Our legislators chose not to invite auto accident victims to the consultation process and instead opted to look at empty chairs rather than look auto accident victims in the eye and listen to their concerns.

Ontario already has the highest premiums in Canada and the lowest coverage with 80% of claims capped at $3500 for med/rehab. As pointed out by the Ontario Auditor General in 2011, about half of all claims are turned down by insurers and this means that our benefits are also too difficult to access.

Our government is proposing to cut $1 million dollars in coverage from catastrophically injured auto accident victims who currently have $2 million in coverage. Seriously injured victims will see their coverage drop from $86,000 to $65,000.

It appears that our government hasn't considered the recent study that revealed that Ontario drivers were overcharged by their insurance companies by $840 million in 2013 and that we have overpaid insurers by $3-4 billion dollars since 2001.

It is unacceptable to be giving away money to wealthy insurance companies who are already using some very shady business practices to deny a record number of claims.

Victims are downloaded to OHIP, Ontario Works (OW), Ontario Disability Support Program (ODSP) and CPP disability. These programs are already overburdened and don't offer the specialized treatments that many victims require so they will simply be left to fend for themselves.

Our government is giving insurers a financial gift by allowing insurers to pay injured victims less and simultaneously download the cost of victims to the unsuspecting taxpayers who are also the same drivers looking for a break on insurance premiums.

So what are we going to do about it?

We invite the public and Ontario's auto accident victims to join FAIR and the Accident Benefit Coalition on Wednesday June 3rd, 2015 from 12 pm- 1:30 pm at Queen's Park at the #Rally4AccidentVictims.

We hope you will sign the petition asking the Government to Stop Reducing Accident Benefits.

FAIR Association of Victims for Accident Insurance Reform is a not-for-profit organization of MVA victims and their supporters. http://www.fairassociation.ca/

SOURCE FAIR Association of Victims for Accident Insurance Reform

For further information:

Media Contact: Rhona DesRoches, 705 543-0574, fairautoinsurance@gmail.com




Sunday, May 10, 2015

Auto Accident Benefit Cuts: Lobbying Update, Action and Resources - Please circulate!

From the Ontario Rehab Alliance:

Subject: Auto Accident Benefit Cuts: Lobbying Update, Action and Resources - Please circulate!
Importance: High

Dear Members,

The Budget (Bill 91) has passed second reading. Most likely it will soon be referred to committee – but the plan is likely to pass it before the house rises in June. Auto insurance changes are a relatively small aspect of this broad bill so it remains unlikely that we can effectively block passage with a majority government in place, though we’ll try our best. Our focus is very much on influencing the regulations to mitigate the harm to the seriously and catastrophically injured.

The ORA Board is currently working with a collection of other associations on various fronts to these ends, but we also need your help!

1.      Petition – the petition we shared with you the other day is gaining momentum. If you haven’t yet done so please sign and distribute to colleagues, clients, and friends:
https://www.change.org/p/ontario-mpps-finance-minister-charles-sousa-stop-reducing-ontario-accident-benefits
2.      Rally – the rally planned for next Tuesday, May 12 is being rescheduled to better improve the chance of making an impact with a well- organized and well attended event. This has the support and involvement of OTLA, a number of law firms as well as the ORA and FAIR. Likely other associations will get involved as well. We will keep you posted on the date and details but it will most likely take place in the first days of June.
3.      MPP & Government Outreach – the ORA and OTLA are jointly organizing a multi-stakeholder strategy session for next week. The goal is to develop common messaging and collectively contact and meet with as many MPPS and decision-makers as possible in the short time available. We have invited representatives of the professional associations, and groups such as OBIA and Spinal Cord Injury.
4.      Please continue your own outreach to MPPs –politicians respond to constituents with greater alacrity than they may do to organizations.  Thanks to those of you who have and have written to tell us. It would be super helpful if you could please also/instead complete this survey so that we have all the info in one place - https://www.surveymonkey.com/r/T278MDC
5.      MPP Contact and Issue Info – We’ve revised our home page to reflect the importance of this issue to the public. Follow this link to find the backgrounder we shared with you a week or so ago – the red link at the top takes you to MPP contact info. http://ontariorehaballiance.com/page/insurancechanges
6.      Key Messages -  Auto insurance changes in the 2015 Budget catastrophically injure the injured. Ontarian’s will not be properly protected by insurance if they are injured. The proposed changes help insurers’ profits by shifting responsibility to unpaid family caregivers and the public purse. Our challenged health and social services are unable to absorb this impact.
7.      Outline & Analysis of the Proposed Changes  - This article provides an excellent summary of the proposed changes and the impact: http://www.lawtimesnews.com/201505044652/commentary/insurance-changes-a-catastrophic-ambush
8.      Next Steps
·        Once the regulations have been posted we will analyze, consult, comment and refine our messaging
·        We will share these insights and messages with you to incorporate into your efforts
·        We will continue to keep you posted on the rally and other actions as they evolve

Please distribute this email widely!! All hands are needed on deck!


Laurie Davis, Executive Director

Office:      705 745 1546
Mobile:    705 957 4733
ontario-rehab-alliance-email-sig-260213 (2)
51 Sophia Street, Peterborough
K9H 1C9, ON