Sunday, January 8, 2017

Hired gun in a lab coat: How medical experts help car insurers fight accident claims

.... years after being rear-ended in a car accident, Liese Bruff-McArthur saw a small army of medical professionals. Most agreed the crash had left her with chronic pain, depression, PTSD and other troubles, making a return to work untenable.

Then she met Dr. Monte Bail.

Hired by the insurance company she was suing, the psychiatrist spent an hour and a quarter with the Ottawa-area woman — the kind of work that earned Bail as much as $77,000 a month — and concluded Bruff-McArthur was essentially faking it..........

And such cases are likely just the tip of the iceberg, say lawyers representing accident victims, the plaintiffs. Judicial criticisms arise only in the five per cent or so of cases that get to trial, they note, so most instances of bias stay under wraps as lawsuits are settled out of court.

“It’s clear from the (reported) cases that it is far too prevalent,” says Adam Wagman, a plaintiff lawyer and president of the Ontario Trial Lawyers Association. “That attacks the very foundation of our system of justice.”.....

Source/more:
http://news.nationalpost.com/news/hired-gun-in-a-lab-coat-how-medical-experts-help-car-insurers-fight-accident-claims


Saturday, December 31, 2016

Putting the pieces together - what Ont auto insurers don't pay and how it is creating a crisis

Insurers are pocketing the health care costs of treating MVA victims – funds that should be repaid to taxpayers (not to mention OW and ODSP costs that the taxpayer is unknowingly picking up along with prescription costs) and this has created a health care $ deficit problem for Ontario taxpayers. A problem the Financial Services Commission has known about for years – the Auditor General told the FSCO it needed fixing in 2011 but nothing was done so the taxpayer has continually paid some of the medical costs of MVA victims. To ‘cure’ the problem it is now suggested by the Ontario Chamber of Commerce to privatize some services. Which means more people would have to increase their private insurer coverage if they are lucky enough to have this extra coverage. Who benefits? Not the taxpayer and not victims. Insurers who will now sell consumers the coverage they can no longer get from OHIP. Simultaneously auto insurance coverage (as of June 1, 2016) is decreased by over $1 million for the most catastrophically injured among us, thereby saving insurers about $6-800 million a year in payouts. Rehabilitation/medical rehab access is also cut by 5 years for all but children who are injured. http://truthaboutinsurance.ca/benefits-recently-cut-further/ . So just as MVA victims are about to be increasingly shunted onto the OHIP system, the proposal is to increase the privatization of that system.

Source/more: http://www.fairassociation.ca/2016/03/putting-the-pieces-together-what-ont-auto-insurers-dont-pay-and-how-it-is-creating-a-crisis/

The lingering symptoms of a brain injury force me to lead a double life


With lingering symptoms from a brain injury, I found myself in my late 20s living with a complex chronic illness. In many ways I had to start over. I traded a life that I loved for solitude.

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Becoming Disabled


A person without a disability may recognize someone using a wheelchair, a guide dog or a prosthetic limb, or someone with Down syndrome, but most don’t conceptualize these people as having a shared social identity and a political status. “They” merely seem to be people to whom something unfortunate has happened, for whom something has gone terribly wrong. The one thing most people do know about being disabled is that they don’t want to be that.

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It's all in their heads


"A concussion is more a mild form of traumatic brain injury in which the brain is exposed to abnormal forces that result in transient neurological dysfunction," Ellis says. "But ‘mild traumatic brain injury’ is a bit of a misnomer."

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Canada’s expensive habit: Adding up opioid abuse’s rising financial toll on the health-care system


Public drug programs spent $93-million on medications used for addiction to prescription painkillers and illicit opioids in 2014, compared with $57.3-million in 2011, according to figures for every province except Quebec compiled by the Canadian Institute for Health Information (CIHI) for The Globe and Mail. In four provinces, this class of opioids ranked among the top 10 in spending on all prescription drugs – a group that traditionally includes medications for arthritis, high blood pressure and high cholesterol.

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‘Situation is crisis all the time. There is no plan,’ says Ontario parent of adult son with autism


Ombudsman Paul DubĂ© is set to release that long-awaited report Wednesday at Queen’s Park. Last year, the ombudsman’s 2014-2015 annual report revealed the investigation had drawn more than 1,300 complaints, including “urgent, disturbing cases where adults with severe special needs were ending up in jail, homeless shelters and hospitals because no care or services were available for them.”

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These Are The Hidden Costs Of Living With A Disability


Do you know how much a manual wheelchair costs? Not the kind you buy from the Sears catalogue when you break your leg and need someone to push you around for six weeks. I'm talking about the kind that a paraplegic might need, that offers the correct ergonomic support and fits the lifestyle of the person who will rely on it for years.

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Wednesday, December 28, 2016

College fights to get groping MD’s licence revoked


Following a Star investigation into doctors still at work after sexually abusing their patients, the provincial government established a task force in December 2014 to study the issue and make recommendations. The Ministry of Health has said the report is expected to be made public soon.

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Opioid overuse is creating ‘lost generation,’ expert says


Opioids overuse is the “worst man-made epidemic in modern medical history,” a leading expert on workers’ compensation told Canadian physicians Wednesday, urging them to take tough and immediate action to address the problem.

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The terrible cost of waste in health care


......Deciding who will live, or have a chance at life, and who will die, is one of the crueler ways Ontario governments have long controlled the costs of health care.

Another is long waiting lists for treatment......

...Premier Kathleen Wynne’s government for wasting billions of public dollars on, for example, unreliable and expensive wind and solar power, for cancelled gas plants and, most outrageously, for spending scandals in the health ministry such as eHealth and Ornge.



Monday, December 26, 2016

Patients with moderate to severe TBI twice as likely to die from an unintentional injury


Research examining adults with moderate to severe TBI who participated in rehabilitation showed that they were twice as likely to die from an unintentional injury that occurred following their TBI. This was in comparison to individuals in rehabilitation of similar age, sex, and race but without TBI. People who have had a moderate to severe TBI may experience changes in cognition and balance, which may put them at greater risk of subsequent unintentional injuries.

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Higher driver fees in Ontario


Drivers in Ontario should get ready to fork out a few more dollars to the provincial government to own a car or driver’s licence, because fees are going up.


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Everyday Legal Problems and the cost of Justice in Canada

......Nearly one-third (30%) of the respondents reported their problems had not
been resolved and were ongoing. The majority (55%), however, reported that
their problems had been resolved within the three-year reference period of the
study. The remaining 15% of respondents reported mixed results with one
problem resolved and one problem ongoing.

Many people felt that the outcome they received was unfair. Among those
with problems that had been resolved, 46% said the outcome for one (or both)
of their problems was unfair. Further, 70% said that the outcome they
obtained did not achieve all of what they had originally expected. Among
people with problems that were ongoing, 16% said the problem had become
worse. Finally, among self-helpers who said the problem had been resolved,
42% said that, in retrospect, they felt the outcome would have been better if
they had obtained some assistance.

These results support other findings that indicate that some Canadians,
particularly those with fewer resources and those who see themselves more
on the margins of society, do not view the justice system as fair, accessible or
reflective of them or their needs......

How people suffering from Invisible Disability are subject to wrong judgment and discrimination


When people hear the word ‘disability’, they typically create the image of a person in a wheelchair in their mind. However, what many people are unaware of is the fact that disability doesn’t have to visible. There are millions of disabled people around the world who show no signs of disability on the outside, because their disability is usually linked to their internal body system. This makes it very difficult for people with invisible disabilities to explain their situation to others and why they are entitle d to use disabled facilities as much as the visibly disabled.

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Legal woes taking toll, report says


Everyday legal problems — from getting divorced, to fighting eviction notices, to disputing cell phone bills — cost Canadians about $7.7 billion a year.

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Court Finds It is an Abuse of Process For ICBC to File Inconsistent Pleadings From Single Collision


In today’s case (Glover v. Leakey) the Defendant was involved in a crash and injured two passengers. One sued and fault was admitted and ultimately settlement reached. The second sued but fault was denied. In the midst of a jury trial the Plaintiff discovered the inconsistent pleadings and asked for a finding of liability.

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Constitutional Challenge Launched Against Flawed Ontario Liberal Government Automobile Insurance Legislation- Discriminatory and Unconstitutional

Joseph Campisi, lawyer and advocate, is launching a constitutional challenge in the Ontario Superior Courts.  Mr. Campisi is seeking a declaration from the courts that parts of the legislation that were recently passed by the Liberal Government are discriminatory and unconstitutional and should be inoperative.

"The right to access the Superior Courts is a fundamental right for Canadians.  I am concerned that the recently proclaimed legislation will deny this right to individuals who have been severely disabled." said applicant and noted Personal Injury Lawyer Joseph Campisi.  "Historically, the deck has been stacked against collision victims.  The recent amendments to the legislation have turned a bad situation into a worse one for these vulnerable individuals.  No longer will these individuals be allowed to have the assurance of impartiality and independence that is a cornerstone of our justice system when litigating a claim against their own insurance company.  I could not stand idly by and let this happen."...........

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ACCESSIBILITY FOR ONTARIANS WITH DISABILITIES ACT ALLIANCE UPDATE


ACCESSIBILITY FOR ONTARIANS WITH DISABILITIES ACT ALLIANCE UPDATE

Below are the email addresses and Twitter handles for all Ontario MPPs as of February 28, 2016, broken down by their political party, and then listed in alphabetical order for each party.

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Saturday, December 24, 2016

Ontario needs a new government

Ontarians need relief from a government that has doubled the provincial debt and is well on its way to pushing it up to a staggering $350 billion, making it the most indebted sub-sovereign borrower in the world.........

Source/more: http://www.torontosun.com/2016/09/10/ontario-needs-a-new-government